Commercial Auto

Commercial Auto Insurance is an important coverage to protect the the assest of General Contactors and Subcontractors in the event of Automobile Liability claims. Auto liability claims are in most cases the biggest exposure that contractors will ever face.  Awards on auto liability claims have risen to much higher levels in recent years and limits beyond $ 1,000,000 are usually desirable.  Physical damage coverage is also important to replace or repair the vehicles in the event of a loss. Medical payments coverage pays form $ 5000 to $ 25,000 for each person in the vehicle for medical bills related to the accident. Uninsured motorist coverage is also desirable. This protects the insured for bodily injury when the other driver is at fault and does not have adequate coverage or does not have insurance.